For approval for the program, HOAP
needs to verify you have at least the 10%
down to close on the HOAP home of your
choice. This must accompany the
application.
Your proof should be a (Pdf) copy of your
bank statement, 401k, Retirement, or
other investment account.
Provide A Proof-of-Employment
Letterhead stating you are employed there
and how long. Self Employed can provide
articles of Incorporation.
Creating a PDF copy
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Apply Just a Few Simple Steps
Applications received between 9am and 4pm Est; Mon-Fri are reviewed and processed no later than 24hrs from their receipt.
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HOAP requires that funds
for your down payment be
wired to the attorney's
escrow account once you
have signed the contract on
a home in order for it to
move to close.
Attach A Copy of Your Proof-of-Funds
This process takes about
15-20 minutes. It provides
us with key information
about you and the property
you seek. These are used to
evaluate you for the program.
Fill Out a Full Application
Confirmation of this should
be in the form of a (Pdf)
copy of a pay stub from your
company or a letter from
your employer on their